We offer traditional and specialized residential mortgages in Virginia, Maryland, Florida and Pennsylvania to help prospective borrowers and existing homeowners with broader financing solutions. Our traditional programs revolve around Fannie Mae, Freddie Mac, Agency High Balance, Jumbo, as well as FHA and VA with lower score variants. Our specialized programs focus in the Alternative A and Non QM loan categories to provide borrowers more financing choices and expanded loan eligibility by credit score, credit, qualifying ratios, available doc types, cash-flow and liquidity and home occupancy.
Whether you are self-employed business owner, 1099 worker, or a wage earner, having more choices with your mortgage can make the difference. We also specialize in government insured HECM Reverse Mortgages and Jumbo Reverse Mortgages for higher priced homes. Lastly, we have a full menu of investor financing from our own Portfolio loans to No Doc Investor Loans, Fix & Flip, Investor Credit Lines, and Blanket Loans for rental property portfolios.
Your request has been submitted.
We care what our customers think of us and so should you. We are partners in your business and your success is ours.
I recently had the opportunity to work with George on two cash-out refinances for my investment properties. George was able to get me the best rates and best programs out of the various lenders I spoke with (even some of the bigger-name non-QM lenders). He was always communicative throughout the process, which I greatly appreciated. He was honest about what he could and what he couldn’t do – and never over-promised something he could not deliver. The refinances were also fast; I closed within 2 weeks of starting the process for both. I understand the loans were a bit challenging, but he was able to pull them off with no hiccups. He also advised me of anything that could cause a delay (I’m looking at you, title companies!) so the roadblocks could be removed quickly. I am very pleased and will use Jefferson Mortgage again.
