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Using a Reverse Mortgage to Balance out the Effects of Inflation

Using a Reverse Mortgage to Balance out the Effects of Inflation

Headline inflation has hit us all mainly at the gas pump and the food store, but it’s everywhere and the adverse effects are more prevalent amongst people that live and depend on fixed income.  HECM Reverse Mortgage endorsements had their best year in 202

Apr 11, 2022 | Reverse Mortgage Retirement Planning supplemental retirement income Retirement income insecurity lifetime income with a Reverse HECM Reverse Mortgage Jefferson Mortgage Group Eligibility for Reverse Mortgage Age in Place Inflation cashflow

HECM Reverse Mortgage Lending Limit increased to $822,375

HECM Reverse Mortgage Lending Limit increased to $822,375

What does this mean for you?  A higher limit will accommodate higher home prices and allow for higher home equity access across the board for all eligible age groups going forward. Higher equity access means the HECM has become a more flexible tool for re

Jan 26, 2021 | 2021 Changes HECM Changes HECM Reverse Mortgage Eligibility for Reverse Mortgage Seniors Reverse Mortgage reverse credit line Age in Place

The Jumbo Reverse Advantage over the HECM Government Reverse Program for Retirees

The Jumbo Reverse Advantage over the HECM Government Reverse Program for Retirees

In the last six months, I have gone from adamantly avoiding the private label Reverse Mortgage program offerings for my clients to being an admirer and an outright endorser. The new Jumbo Reverse program looks nothing like the old one.  The primary reason

Aug 22, 2018 | Jumbo Reverse Mortgage HECM Reverse Mortgage Eligibility for Reverse Mortgage MIP HECM Changes 55+ High-Value Homes Age in Place

Private label Reverse Mortgages hit the Sweet Spot!

Private label Reverse Mortgages hit the Sweet Spot!

Private label reverse mortgages are hitting the sweet spot for higher priced homes in DC and the surrounding suburbs in Northern VA.  Many retirees have lived in their homes for a long time and have a very low cost basis.  They are comforta

Jan 23, 2018 | Jumbo Reverse Mortgage Reverse Mortgage HECM Reverse Mortgage Age in Place Eligibility for Reverse Mortgage

Program Losses Spur Government Changes

Program Losses Spur Government Changes

U.S. Department of Housing and Urban Development (HUD) announced Tuesday, August. 29, it will raise up-front fees and tighten limits for the HECM Reverse Mortgage program to avoid having to dip into the U.S. Treasury to cover troubled borrowers. These mea

Sep 06, 2017 | Eligibility for Reverse Mortgage HECM Reverse Mortgage Seniors Reverse Mortgage HUD

Should You Take a Reverse Mortgage Now, or Would It Be Better to Wait?

Good Huffington Post article that brings up a very important point which I have stressed in previous blogs.  In answer to the title's question, no you shouldn't wait. When a retiree really doesn’t have a comprehensive plan, waiting to t

Apr 14, 2016 | Reverse Mortgage Retirement Planning Eligibility for Reverse Mortgage Financial Planning HECM Reverse Mortgage Retirement security supplemental retirement income

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