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Self-Employed? How about a Full Doc Loan Without Tax Returns?

Self-Employed? How about a Full Doc Loan Without Tax Returns?

If you are a self-employed business owner or a 1099 worker qualifying for an owner-occupied loan can be difficult.  You pay your accountant and after all of your expenses you either show a business loss or insufficient income to qualify.  It would seem th

Jul 14, 2022 | self-employed borrower Jefferson Mortgage Group bank statement loan cashflow

Using a Reverse Mortgage to Balance out the Effects of Inflation

Using a Reverse Mortgage to Balance out the Effects of Inflation

Headline inflation has hit us all mainly at the gas pump and the food store, but it’s everywhere and the adverse effects are more prevalent amongst people that live and depend on fixed income.  HECM Reverse Mortgage endorsements had their best year in 202

Apr 11, 2022 | Reverse Mortgage Retirement Planning supplemental retirement income Retirement income insecurity lifetime income with a Reverse HECM Reverse Mortgage Jefferson Mortgage Group Eligibility for Reverse Mortgage Age in Place Inflation cashflow

Credit Score Rewards with Specialized Jumbo Loans

Credit Score Rewards with Specialized Jumbo Loans

In today’s market, liquidity is often key and liquid investments have been working as the economy has gained steam after the enactment of tax reform and regulatory rollbacks.  However, this does not necessarily make it easier for anyone to get a new mortg

Jul 16, 2018 | Jefferson Mortgage Group Specialized Forward Mortgages Jumbo Mortgage Loan

Expanded Loan Programs - No Doc Investor

Expanded Loan Programs - No Doc Investor

Due to recent changes to the HECM Reverse program, we have redirected some of our focus into the areas of private Jumbo Reverse Mortgages for the higher priced homes and Specialized Forward Mortgages primarily focused on self-employed borrowers and invest

Feb 05, 2018 | investor financing No Doc Investor Loans Specialized Forward Mortgages Jefferson Mortgage Group

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